COMPLIANCE

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Compliance Statement

Effective Date: April 30th 2025

At Wall Street Funding, we take compliance seriously. Whether we’re acting as a direct funder, broker, or credit services provider, we operate with full transparency and respect for all applicable federal and state laws. We offer Merchant Cash Advances (MCA), credit repair, and business funding solutions nationwide.

Legal & Regulatory Compliance

We comply with the following:

  • FTC Act
  • Truth in Lending Act (TILA) – when applicable
  • Fair Credit Reporting Act (FCRA)
  • Credit Repair Organizations Act (CROA)
  • Telemarketing Sales Rule (TSR)
  • CAN-SPAM Act
  • State commercial finance disclosure laws
  • UDAAP (Unfair, Deceptive, or Abusive Acts or Practices)

Licensing & Disclosures

Wall Street Funding may act as a broker or funder. Funding offers are contingent on verification, underwriting approval, and signed agreements.

We disclose all fees, repayment terms, and conditions prior to execution of any funding agreement or credit service contract.

Credit repair services include a 3-day right to cancel, as required by federal law.

State-Specific Lending Disclaimers

We do not provide consumer loans. All services are strictly for business purposes only.

California (CA)

Pursuant to the California Commercial Financing Disclosure Law (SB 1235), we provide clear disclosures regarding APR-equivalent costs, total repayment amounts, and funding terms.

New York (NY)

We comply with New York's Commercial Financing Disclosure Law (General Business Law § 801–812) and provide detailed cost disclosures for MCA and business financing.

Connecticut (CT)

We are not a licensed consumer lender in CT. Business funding is provided under commercial finance exemptions.

Virginia (VA)

We do not engage in consumer lending. MCA and credit services are offered only to registered businesses.

Florida (FL)

Credit repair services offered in FL comply with FL Statutes § 817.7001–817.703.

Texas (TX)

Wall Street Funding operates under federal exemptions. We are not a licensed Credit Access Business (CAB).

Marketing Disclosures

All marketing materials and communications are intended for business owners only and should not be construed as guaranteed approval, credit score improvement, or future loan eligibility. Final terms are determined based on underwriting review.

We do not charge fees in advance for credit repair services, in compliance with CROA.

Data Privacy & Security

All client data is secured through encrypted infrastructure. We do not sell or share personal data without consent. See our Privacy Policy for more details.

Opt-Out Policy

To opt out of emails, calls, or texts from Wall Street Funding:

Prohibited Uses

You may not use our funding or services for:

  • Personal or household expenses
  • Illegal activity
  • Fake or undisclosed stacking (multiple advances)
  • Consumer debt resolution

Binding Arbitration Clause

By using our services, you agree to resolve any disputes through binding arbitration as follows:

Arbitration Agreement:

  • You waive the right to a trial or class-action lawsuit.
  • Any claim or dispute must be brought individually and submitted to binding arbitration under the rules of the American Arbitration Association (AAA).
  • The arbitration will take place in the state of New York, under New York law.
  • Each party shall bear its own legal fees unless otherwise awarded by the arbitrator.

Contact – Compliance Department

Wall Street Funding
40 Wall St, Manhattan, NY, 10005
Email: support@wallstreetfunding.com
Phone: 646-852-6350